Welcome to

Smart Choice Benefits

Real people guiding you to better coverage

Reliable, Affordable Health Insurance. Leave Your Worries to Us.

About us

For 30 years, Smart Choice Benefits has been the trusted guide for individuals, families, and businesses, helping navigate the complex world of health insurance, medical cost sharing, and Medicare. We educate and provide guidance through our dedicated career licensed agents who are a quick phone call away.

We also understand the unique challenges small businesses face in providing competitive benefits, which is why we've designed a modern approach to health coverage that's stress-free, low-cost, and incredibly attractive to your employees.

Our Individual

and Business Services

Many clients save between 30-60% compared to costly traditional health insurance.

Individual and Family Health Insurance

Individual & Family

PPO Plans

We have access to many large network PPO plans for you and your family. These are also a great fit for self-employed, 1099, and contract workers.

Stethoscope and clip board

Access comprehensive health insurance. Understand tax credits to lower premiums. Get essential benefits like prescriptions and maternity care.

Dental/Vision/Hearing Insurance

Protect your smile, eyesight, and hearing. Prevent problems, ensure clear vision and good hearing. Save money on crucial preventative care for overall well-being.

Medicare Education

and Plan Options

Get the right coverage for retirement healthcare needs. Understand your options (A, B, C, D) for clarity and affordability. Secure your healthcare future with confidence.

Medical Cost Sharing

and More

Medical Cost Sharing allows you to share healthcare costs with a community. You gain access to medical support while potentially saving on monthly contributions. A community approach for your healthcare needs.

Heart/Cancer/Stroke Sickness Plans

Financial freedom during severe illness. Get a lump-sum cash payment for covered critical illnesses like heart attack or stroke. Use the funds for medical costs, recovery, or daily expenses.

Why Choose Us?

Choosing the right insurance agency can feel overwhelming, but it doesn't have to be. At Smart Choice Benefits, we're not just about policies; we're about people. We take the time to truly understand your unique needs, whether you're a young family, a thriving business, or planning for retirement. What's in it for you? Personalized guidance that cuts through the confusion, access to a wide range of top-rated plans from multiple providers, and a dedicated local team always ready to help. We're committed to making insurance clear, simple, and exactly what you need, ensuring you get the best coverage for your peace of mind and financial security.

24/7 Support

Award Winner

100% Secure

Mutual Help

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Our Experience

Need to navigate the health and financial insurance maze? You've come to the right place! Our experts have over a century's worth of combined know-how and are fully licensed to lead the way. At the core, we're caring people who get that policies are personal. Our deep understanding of the rules and smart money moves positions us perfectly to identify the best-fitting coverage for you.

Health Plan Options and Guidance

100%

Client Retention

90%

Client Approval

90%

Our Team

Meet our team of dedicated and licensed insurance agents.

With us, you can expect more than advice; you get a listening ear and genuine concern. Choose us, feel the difference, and secure your future. Get in touch—let's safeguard tomorrow, together.

Chet Marko

Broker

Lynn Stokes

Broker

Herb Mills

Agent

Shawn McClelland

Agent

Jenks Boston

Agent

Karen Haefs

Agent

Carson Goldsmith

Agent

Jason Mayer

Agent

Jeremy Diller

Agent

Eradio Valverde

Agent

Carl Derosa

Agent

Mike Capricciuolo

Agent

Shayla McGinnis

Agent

Paige Marko

Customer Liaison

Hannah de la Garza

Administrator

Are you ready to insure yourself or your business?

Testimonials

Don’t take our word for it, hear what our happy clients have to say

Shawn's Medicare knowledge is second to none! He answers his own phone, always. Always is timely and calls ahead when renewal/switching plan deadlines are upcoming. has great suggestions because he knows the "system". Shawn is always available to answer questions and give good recommendations! He is my Go-To Medicare man! I recommend that you contact Shawn for a friendly chat - he's the best in Medicare!

Dale P

Boerne, TX

"Thank you Lynn, for the great alternative to "Obama Care." We really like our new Dr. at Cibolo Family Medicine, Dr. Hodnett, MD. He has done more for us in 6 months than the doctor we had for the last 12

years did combined. We are so glad we joined Smart Choice!"

Darlene M.

Boerne, TX

Contact Us

Ways to Start:

Let's have a short conversation...

You can reach out to us in the best way for you:

No Pressure and No Obligation

Options:

  • Fill in the form to the right and we will reach out to you.

  • Click the Connect with Us button above and select a day and time for us to call you.

  • Call us at 1-888-982-2516

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Please Contact Me About Health Insurance:

Select Agent

By checking this box, I consent to receive transactional messages related to my account, orders, or services I have requested from Stokes & Marko, LLC. DBA Smart Choice Benefits. These messages may include appointment reminders, order confirmations, and account notifications among others. Message frequency may vary. Message & Data rates may apply .Reply HELP for help or STOP to opt-out.

By checking this box, I consent to receive marketing and promotional messages, including special offers, discounts, new product updates among others from Stokes & Marko, LLC. DBA Smart Choice Benefits. Message frequency may vary. Message & Data rates may apply. Reply HELP for help or STOP to opt-out.

Get In Touch

Address

Office: 333 Sharon Dr, Boerne, TX 78006

Assistance Hours

Mon – Sat 9:00am – 5:00pm

Sunday – CLOSED

Phone Number:

(888) 982-2516


Office: Boerne, TX

Site: scbhealthplans.com

Not affiliated with any government agency. We assist with ACA enrollment.


We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area.


Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options.


By submitting the information above, you are agreeing to be contacted by a Licensed Sales Agent by email or phone call to discuss information about Health and/or Medicare Insurance Plans. This is a solicitation for insurance.


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