Potentially Save Up to 30% to 50% on Healthcare Costs
Guiding You to Better Coverage
Confused by your health coverage options? We make it easy. Get clear guidance and personalized support to find the perfect plan for you, your family, or your business.
Experienced
30+ years in health and life insurance
Innovative Solutions
Out of the box options
Wise Direction & Knowledge
Career agents to guide and teach
Smart Choice Benefits | Affordable Healthcare Solutions
Your Smart Solution for Affordable Healthcare
Health Options for Today's Environment
Secure Your Financial Future with Health & Life Insurance
Affordable Healthcare Solutions You Understand
Individual & Family Marketplace Options
The Affordable Care Act
The Marketplace makes quality health insurance accessible and affordable. With government subsidies, many people pay significantly less than expected. We can help you through the maze and support you all year.
Long Lasting Dedication to Our Client's Health and Success
Career Licensed Agents
Our team provides one-on-one guidance to find the best plan for your unique needs across many different categories to achieve the optimal combination for your situation.
4000+ clients trust & love us.
Many clients save between 30-60% compared to costly traditional health insurance.
Products
Individual and Family PPO Plans
We have access to many large network PPO plans for you and your family. These are also a great fit for self-employed, 1099, and contract workers.
Medical Cost Sharing
Join a sharing community for a completely different experience with access to healthcare and discover a new world.
What is the ACA?
The Affordable Care Act makes quality health insurance accessible and affordable. With government subsidies, many people pay significantly less than expected. We ensure you receive all available financial assistance under the ACA.
Cancer, Heart, Stroke, Life & Disability Options
Critical illness is a major cause of financial hardship with soaring diagnosis and costs of treatments it is smart to plan for the seemingly unavoidable.
Medicare Guidance
We begin with a listening ear and a heart towards education. We walk with you through every step of the process and then continue to support you all along the path.
Dental-Vision-Hearing
Gain access to top-rated and benefit-rich dental, vision & hearing plans without waiting periods. Access in and out of network providers.
Direct contact with your agent all year long.
No-Cost Education & Enrollment
Testimonials
Things go wrong. You’ll have questions. We understand.
Shawn's Medicare knowledge is second to none! He answers his own phone, always. Always is timely and calls ahead when renewal/switching plan deadlines are upcoming. has great suggestions because he knows the "system". Shawn is always available to answer questions and give good recommendations! He is my Go-To Medicare man! I recommend that you contact Shawn for a friendly chat - he's the best in Medicare!
Dale P.
"Thank you Lynn, for the great alternative to "Obama Care." We really like our new Dr. at Cibolo Family Medicine, Dr. Hodnett, MD. He has done more for us in 6 months than the doctor we had for the last 12
years did combined. We are so glad we joined Smart Choice!"
Darlene M.
Call: (888) 982-2516
By calling this number you will reach a licensed insurance agent.
Email: [email protected]
Book an Introduction Call Today
©2025 Stokes & Marko, LLC. dba Smart Choice Benefits. All rights reserved.
Not affiliated with any government agency. We assist with ACA enrollment.
We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area.
Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options.
By submitting the information above, you are agreeing to be contacted by a Licensed Sales Agent by email or phone call to discuss information about Health and/or Medicare Insurance Plans. This is a solicitation for insurance.